Dental insurance benefits expire by year’s end. After that, unused portions will be lost forever.
The team at Cheshire Dental Associates wants to ensure our valued patients make the most of their insurance benefits!
Why You Can't Negotiate the “Use It or Lose It” Deadline
Insurance rolls over yearly to prevent the accumulation of benefits over time. Additionally, non-roll over encourages patients to see their doctor and dentist regularly, which is crucial to their oral and physical health.
Consider that insurance consists of three parts:
- Premium: The amount you pay annually to have your policy
- Deductible: The financial obligation you must meet for insurance to begin
- Copay: The portion you pay for treatment alongside insurance
Your annual premium purchases coverage for twelve months only.
Tips to Help Maximize Your 2025 Dollars Before They Expire
Your dentist in Cheshire, CT, recommends the following:
- A Checkup and Teeth Cleaning: Most policies cover two preventive visits yearly. Have you visited us twice this year?
- Restorative Dentistry: Do you have a damaged or loose restoration? Use your remaining funds to repair or replace it.
- A Consultation: Do you have an oral health issue you’ve been ignoring or self-treating? Visit us this year before the problem escalates into a dental emergency.
- Consider Lengthy Treatment: Some treatments require more than one visit. You can start that treatment now and complete it in 2026, allowing you to take advantage of the benefits for both years.
Claim Your Remaining Benefit in Two Steps
- Check with your provider to learn how much benefit remains.
- Call our dental office to book your final appointment of 2025.
Our dental team can also help you make the most of your remaining coverage by helping you navigate the fine print.
Invest Your Remaining Dental Benefits in a Healthy Smile
To learn more about how to use your dental benefits before end of year or to schedule your final dental appointment of 2025, call us today at (203) 272-2729.
For our patients without insurance now or in the coming year, we offer an in-office membership plan. Ask a dental team member for details.